Worried that your financial strategy is
Missing Something?

We’re here to help you feel confident in your financial future.

Our Five Areas of Focus

Planning for your Peace of Mind means building a solid, holistic and comprehensive retirement plan that encompasses every aspect of your financial life.


Income Strategies

We work to ensure that you will have a sufficient and steady stream of income in retirement to last you your lifetime, including:
• Maximizing your Social Security benefits
• Analyzing your monthly expenses and sources of income
• Ensuring your income is inflation-proof
• Establishing a plan for your spouse or life partner
• Protecting your hard-earned retirement assets


Investment Planning

With your income established, we will then create an investment plan for your assets that are not used to cover monthly expenses, including:
• Understanding your risk tolerance
• Establishing an asset allocation plan
• Eliminating unnecessary fees
• Protecting your principal
• Controlling volatility


Tax Management

We will walk you through the numerous tax planning strategies that can minimize your taxes in a legal and ethical manner, including:
• Assessing how much of your current holdings are taxable
• Including tax-deferred and tax-free strategies in your plan
• Reducing your tax burden by considering your tax category for income withdrawals
• Leveraging your qualified money to pass on tax-free money to your beneficiaries

Health Care Program

The costs of health care are rising and will form part of your life, both in pre-retirement and post-retirement. We will create a health care plan to address these, including:
• Understanding Medicare Parts A, B & D
• Knowing your options with Medicare Supplement or Medigap
• Reviewing options for a long-term health care plan

Estate Planning

We will help you plan for the inevitable to ensure that your hard-earned assets go to your loved ones and charities in the most efficient manner, including:
• Getting the most out of your estate
• Considering income tax planning opportunities
• Protecting assets in trust and ensuring probate-free distribution to your beneficiaries
• Preventing your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death


Ready to take
The Next Step?

For more information about any of our products and services, schedule a meeting today or register to attend an online or in-person seminar.

Or give us a call at 928.526.8672.